Terms and Conditions of Use – Capital One Treasury

1. Acceptance of Terms
By accessing, browsing, or using this website, you acknowledge and agree to comply with these Terms and Conditions, together with our Privacy Policy, Cookie Policy, Legal Notice, and Disclaimer. If you do not agree with any part of these terms, please refrain from using this website.

2. Informational Purpose
This website is provided solely for informational purposes. All content, services, products, and information presented here are intended to inform users about Capital One Treasury’s offerings and do not constitute legal, financial, investment, or professional advice. No contractual relationship is created by using this website.

3. Separate Terms for Services
Capital One Treasury provides multiple financial, cryptocurrency, trading (HFT), card, and asset management services. Each service, product, or business line operates under its own separate Terms and Conditions, which are delivered to clients privately and confidentially through formal contracts. Users acknowledge that specific contractual terms for each service govern their rights and obligations.

4. Use of the Website
Users agree to use this website for lawful purposes only and in compliance with all applicable laws and regulations. Prohibited activities include, but are not limited to:

Unauthorized access, interference, or disruption of the website.
Fraudulent or illegal activities.
Spamming, hacking, or any action that could damage the website or its users.

5. Intellectual Property
All content on this website—including text, graphics, logos, images, software, and digital assets—is the property of Capital One Treasury or its licensors and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use, reproduction, distribution, or modification of the content is strictly prohibited.

6. Services Overview (Informative Only)
The website may describe the following services, for informational purposes:

Financial Services & Treasury Solutions: Access to global banks, e-money institutions, asset managers, forex brokers, and payment gateways.
Cryptocurrency Services: Fiat ↔ Crypto exchange, crypto payments, wallet services, tokenization of assets, and secure custody.
High-Frequency Trading (HFT): Informational description of trading technology and liquidity services.
Card Issuance & Payment Processing: Visa/Mastercard physical and virtual cards, multi-currency support, payment integration.
Asset Management & SourceGold: Global investment services, real estate securitization, and tokenized gold assets.

All details provided on this website are informational only. Users must sign separate private contracts for actual access or participation in these services.

7. Limitation of Liability
This website is provided “as is” and “as available.” Capital One Treasury makes no guarantees regarding the accuracy, completeness, or timeliness of the content. Users acknowledge that any reliance on information from this website is at their own risk.

Capital One Treasury shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of, or inability to use, this website or the information contained herein.

8. Modifications
Capital One Treasury reserves the right to modify the website’s content, design, or these Terms and Conditions at any time without prior notice. Users are encouraged to review these Terms periodically to stay informed of any updates.

9. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of [Country/Jurisdiction]. Any disputes arising in connection with this website shall be subject to the exclusive jurisdiction of the courts of [Location].

10. Confidentiality of Contracts
Each service offered by Capital One Treasury operates under its own private and confidential contractual agreement. Users acknowledge that the terms described on this website do not replace or modify those contracts. All rights, obligations, fees, and conditions are detailed within the private agreements specific to each service.

11. Contact
For questions or clarifications regarding these Terms and Conditions, please contact us via [email or contact form].

12. Acknowledgment
By continuing to use this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions, and that any specific business or service interactions will be governed by separate, private, and confidential contracts.